Description

It's important to build a comfort level to discuss financing with your clients. Strategies of Finance: Know the Borrower will give you the basic understanding of lending so you will know the difference between a pre-qualification and pre-approval; know what is important to lenders and what they are looking for; getting to know your borrower; and understand what is important to qualify a property.

Strategies of Finance: Know the Borrower is a complementary course to Strategies of Finance: Loan Choices where you will learn the ins and outs of financing. 

Class will be taught via ZOOM video conferencing.

Instructor: Marion Haller

Max Attendees: 30

Please review the following policies;

Transfer/Refund Policy

Full refunds or transfers to another class will be honored if the cancellation request is made in writing to Hana@RAMaui.com at least 5 calendar days before the scheduled class. Ex: If your class is on the 25th you will need to cancel no later than the 20th.

Transfers to another class or a credit on your account for the amount of the class to be used at a future date will be honored if the cancellation request is made in writing to Hana@RAMaui.com up until the start time of the class. Ex: If your class is at 9:00am HST on the 25th you will need to cancel no later than 9:00am on the 25th.

"No Shows" will not receive a full or partial refund or a transfer credit. You may be marked as "No Show" if you are more than ten minutes late for a CE or GRI class since you are no longer eligible for receive those credits.

CE Policy

I understand and agree that I must fulfill the following requirements in order to receive the Continuing Education (CE) credits from this class;

1. I will confirm my identity by sending my First/Last Name and RE License number via the Zoom chat function to the class administrator. 

2.  I understand that if I am more than ten minutes late to the class I will not be eligible for CE credits and may not be admitted. 

3. I will have a working camera and my entire face will remain on camera for the entirety of the instruction.

4. I will be focused on the class and not multi-tasking during the instruction. This means I will not be cooking, driving, exercising, shopping, talking on the phone, etc. during any point of the class. 

5. I will participate in the class as called upon by the instructor and will respond to the class administrator when contacted via the Zoom chat function.

6. I understand that if I am in non-compliance of any of the above requirements I will be contacted by the class administrator via the Zoom chat function. If I do not respond to the class administrator or remain in non-compliance for more than ten minutes I may be removed from the meeting and will not be able to continue the class or receive a refund. 

RAM reserves the right to reschedule or substitute instructors; reschedule or cancel a class due to insufficient registration; and dismiss disruptive students from the classroom.